FirstRand Limited, together with its subsidiaries, provides banking, transactional, lending, insurance, and investment products and services in South Africa, rest of Africa, the United Kingdom, rest of Europe, North America, and Asia. The company offers deposit-taking services and savings products; personal loans; and asset and invoice finance, as well as SME commercial, residential, and buy-to-let mortgages. It also provides life and short-term insurance products; card-acquiring services; and vehicle finance, installment credit and fleet management, and corporate and investment banking services. In addition, the company offers asset management, as well as vehicle-related insurance services. It serves retail, commercial, corporate, and public sector customers, as well as small business, agricultural, medium corporate, parastatal, and government entities. FirstRand Limited was founded in 1998 and is based in Sandton, South Africa.